IMPORTANT

Special Terms and Conditions applying during the Temporary Suspension Period

From 5pm, 29 January 2010, all transactions have been temporarily suspended until:

1. late March 2010 for IOOF One, Global and Wholesale investments and superannuation products; and
2. early April for corporate superannuation

(Temporary Suspension Period).

The Temporary Suspension Period is a necessary measure to effect the:

1. Transfer of unit holders of IOOF Global One managed investment schemes to the IOOF Portfolio Services Investor Direct Portfolio Service (IPS IDPS); and
2. Successor Fund Transfer of members from the IOOF Global One Retirement Fund to the IOOF Portfolio Services Superannuation Fund (IPS) and corporate members to Spectrum Super,

on 28 February 2010 (Transfer Date).

Transactions will resume after the Temporary Suspension Period ends but will be processed in the new products investors and members have transferred to on the Transfer Date.

Please note that after the Transfer Date, no IOOF Global One forms remain available from this website. You should go to www.ioof.com.au or www.spectrumsuper.com.au for information on what specific IPS and Spectrum Super forms will be available for use during the Temporary Suspension Period.

As an IOOF Global One investor, you should have received the IPS IDPS Offer Document from 18 January 2010 and as a member of an IOOF Global One superannuation or pension product, you will receive the IPS PDS in your Welcome Pack late March 2010. You should read these documents (as applicable) to understand what the changes mean to you and what terms and conditions will apply.

After the Temporary Suspension Period ends, you should complete the relevant IPS or Spectrum Super form for any transactions, available at www.ioof.com.au or www.spectrumsuper.com.au

By signing an IPS or Spectrum Super form, you agree to the terms and conditions contained in that form and the corresponding PDS.

For any queries, please contact Investor Services on 1300 300 088.