Web site Terms of Use

IOOF Global One Limited ABN 54 093 415 251, AFSL 234432 and IOOF Investment Management Ltd ABN 53 006 695 021, AFSL 230524 are responsible for the information on this web site relating to financial products issued by them respectively 

IOOF Global One Limited and IOOF Investment Management Ltd are subsidiaries of IOOF Holdings Limited ABN 49 100 103 722 and are members of the IOOF Group (comprising IOOF Holdings Ltd and its subsidiaries).

These terms of use should be read by all users of the IOOF Global One Service On-line Site www.ioofglobalone.com.au ("the Site"). They apply to access and use of all information accessible through the Site, including without limitation, information supplied by Wealthpoint Limited and Morningstar Pty Ltd. On this Web site references to IOOF means the relevant IOOF Group entity responsible for issuing the particular financial product to which the information relates. Where such information does not relate to any particular financial product, references to IOOF means the IOOF Group

By visiting the Site, you will be taken to have read and agreed to be bound by these terms of use.

1. Purposes for which information is provided - not financial advice

Information accessible through the Site ("the Information") does not take into account an individual's investment needs, objectives, or financial situation. It is not intended that the information be relied upon as the basis of an investment decision, nor should it be relied upon or construed as advice or an offer to buy, sell, hold or otherwise deal with any securities or other investments. Before making an investment decision, you may wish to consult a qualified professional advisor. We do not guarantee the performance of any investment, or the return of capital. Accessibility of the Information:

(a) is not a recommendation of the merits, or guarantee of performance, of any potential investment to which the Information refers; and
(b) is not intended to be a representation that persons will be allotted securities or otherwise able to invest in any potential investment, if they apply.
The value of, and income derived from any of the investments to which the Information refers can fall as well as rise. An investor may get back less than the amount invested and may make a profit or a loss. Past performance is not necessarily a guide to future performance.

2. Disclosure Documents

Offers of interests in our registered managed investment schemes and superannuation fund will be made in, or will be accompanied by, a copy of a relevant disclosure document. Anyone wishing to acquire an interest will need to complete the application form that will be in or will accompany the relevant disclosure document.

3. Accuracy and Availability of the Information - Limitation of Liability

The Information may be derived from third party sources and can change without notice. We do not warrant the accuracy, timeliness, reliability or completeness of the information, nor do we endorse any views, opinions or recommendations included in the information.

Without limiting the foregoing, information accessible through the Site, on any day, about the value of any investment, is based on the unit price. That unit price may not be accurate and is a guide only. The actual return on your investment will depend on the timing of contributions, switches and any other transactions that may affect your investment.

Subject to any rights that cannot be excluded by law (including rights under the Trade Practices Act (1974) Cth ("the TPA") and Australian Securities and Investments Commission Act (1989) Cth ("the ASICA"), we are not liable for loss or damage arising from or in connection with use of the Site, including, without limitation:

(a) any use or reliance on the Information;
(b) any interruption or termination of access to the site or any of the Information;
(c) any delay in operation of the site or transmission of information to the site from any third party source;
(d) any virus, communication failure, internet access difficulties, or malfunction of any equipment or software affecting the Site or your access to it or the Information.

If any goods or services supplied through the Site are not used for personal, domestic or household uses, then, subject to s68A of the TPA and s12EC of the ASICA, our liability is restricted to:

(a) in the case of goods, replacing or repairing the goods or the cost of replacing or repairing the goods; or
(b) in the case of services, resupplying the services or the cost of resupplying the services.

4. Copyright, Trademarks and other intellectual property rights

Information, and permitted use of the Information

Copyright in the Information is owned by or licensed to IOOF. You may use the Information only for your personal reference, and not for any other purpose, including without limitation, establishing, maintaining or providing or assisting in establishing, maintaining or providing a stock market (other than one authorised by law) for trading in securities.

With the exception of any temporary copy stored in the cache of the computer through which you access the Site, and a single permanent copy for your personal reference, the Information must not otherwise be used, copied, reproduced, published, stored in any retrieval system, transmitted in any form or by any means in whole or in part, altered or tampered with in any way (except where such use constitutes fair dealing under the Copyright Act), without the prior written approval of IOOF.
You are required to inform us immediately you become aware of or suspect any unauthorised, unlawful or improper use of the Information or any intellectual property rights in the Information which may have occurred.

Marks and phrases appearing on this Site including, but not limited to, the phrase "Specialists in Cooperation" are subject to intellectual property rights of IOOF and other members of the IOOF group of companies and may not be used without the express permission of IOOF. IOOF makes no warranty and accepts no liability in relation to use of any trade marks outside Australia.

5. Termination of Access

We may terminate access to the Site, or any services accessible through it, at any time without notice to you.

6. Use of Links

If you use any links contained on the Site to websites operated by third parties, you do so at your own risk and subject to any terms and conditions or other notices or information relevant to access to and use of those sites. Display of any links on the Site is not a recommendation or endorsement by us of any products for services appearing on or accessible through such links.
You are not authorised to establish a link to the Site without our express written permission.

7. Personal Information

This clause applies to you only if you are an individual. We may collect information about you from which your identity is apparent or can reasonably ascertained ("your personal information") which we use for the purposes of providing services accessible to you through the Site. If we do not collect your personal information, we may be unable to provide services to you through the Site. You can gain access to your personal information.

We may also use your personal information for the purpose of providing other services that you request, for marketing purposes from time to time, or as otherwise authorised or required by law.

We may disclose your personal information to an information technology support service provider or to companies within the IOOF group of companies and any related entities (including entities located outside Australia, which may not be subject to substantially similar obligations to the National Privacy Principles, which will apply to us from 21 December 2001), for the purposes of providing or facilitating the provision of any services accessible through the Site, including without limitation, recording and storing data about transactions made when you use the Site, or for marketing purposes from time to time

By entering into this agreement, you consent to us using your personal information and disclosing your personal information to the above organisations, for the purposes noted above.

We may also disclose your personal information to other organisations, including without limitation your financial adviser, if you consent to our doing so or as otherwise authorised or required by law.

8. Variation to these terms of use

We may vary any of these terms of use at any time. Without limitation, we may notify you of any change to these terms of use by email or by notice posted on the Site.